What could your money become – after taxes?

For an inheritance, severance pay or any larger sum you have left over.

€
% p. a.
years
Shows what you will be able to buy with the money later, measured in today's money. Inflation reduces purchasing power each year by the percentage you enter. The ECB's target is 2 %.

25 % capital gains tax on each year's interest, exactly as in the pension gap calculator. Annual tax-free allowance, partial exemption and advance lump-sum tax are not included. Without the "In today's purchasing power" switch the amount is nominal. The return is an assumption, not a guarantee.

–

–

–
you invested
–
–
Depending on the return The low and high cases use a return 2 percentage points lower or higher. The future is uncertain, so we show a range instead of a single number.

How your money grows

See it year by year
YearInterest (gross)TaxInterest (net)Balance at year endIn today's purchasing power

Is that enough for your retirement?

Our main calculator shows how much of your pension gap it closes.

Calculate your own pension gap →